Gap Insurance covers you for the shortfalls that occur when the rate that specialists charge for in-hospital procedures is higher than the rate at which your medical scheme pays. Even on a comprehensive medical scheme benefit, these unexpected shortfalls can run into tens or even hundreds of thousands of Rands. Supplementary Gap Cover offers crucial financial safeguarding against unforeseen deficiencies in hospital expenses, sparing you from dipping into your savings or accumulating debt to cover them.